    ﻿{"id":466309,"date":"2024-01-24T10:29:15","date_gmt":"2024-01-24T02:29:15","guid":{"rendered":"https:\/\/beta3.law.asia\/?p=466309"},"modified":"2025-03-06T15:50:06","modified_gmt":"2025-03-06T07:50:06","slug":"write-offs-framework","status":"publish","type":"post","link":"https:\/\/beta3.law.asia\/zh-hans\/write-offs-framework\/","title":{"rendered":"\u53d7\u538b\u8d44\u4ea7\u76d1\u7ba1\u9700\u8981\u4ed8\u51fa\u52aa\u529b"},"content":{"rendered":"<p style=\"text-align: justify;\"><span class=\"custom-dropcap-orange vantage-orange\">\u5370<\/span>\u5ea6\u50a8\u5907\u94f6\u884c\uff08\u5370\u592e\u884c\uff092023\u5e746\u6708\u53d1\u5e03\u7684\u300a\u53d1\u5c55\u4e0e\u76d1\u7ba1\u653f\u7b56\u58f0\u660e\u300b\u6307\u51fa\uff0c\u867d\u7136 \u51762019\u5e746\u6708\u53d1\u5e03\u7684\u300a\u53d7\u538b\u8d44\u4ea7\u5904\u7f6e\u5ba1\u614e\u6846\u67b6\u300b\u63d0\u4f9b\u4e86\u4e00\u4e2a\u201c\u4ee5\u539f\u5219\u4e3a\u57fa\u7840\u7684\u5e7f\u6cdb\u76d1\u7ba1\u6846\u67b6\u201d\uff0c\u4ee5\u8fdb\u4e00\u6b65\u9f13\u52b1\u5904\u7f6e\u53d7\u538b\u8d44\u4ea7\uff0c\u4f46\u4ecd\u9700\u8981\u4e00\u4e2a\u5173\u4e8e\u59a5\u534f\u6027\u7ed3\u7b97\u548c\u6280\u672f\u6027\u6838\u9500\u7684\u201c\u5168\u9762\u76d1\u7ba1\u6846\u67b6\u201d\u3002\u5728\u53d1\u5e03\u8be5\u58f0\u660e\u7684\u540c\u4e00\u65e5\uff0c\u5370\u592e\u884c\u53d1\u5e03<a href=\"https:\/\/www.rbi.org.in\/Scripts\/NotificationUser.aspx\/NotificationUser.aspx?Id=12513\">\u300a\u59a5\u534f\u6027\u7ed3\u7b97\u548c\u6280\u672f\u6027\u6838\u9500\u6846\u67b6\u300b<\/a>\uff0c\u89e3\u51b3\u4e86\u8fd9\u4e2a\u95ee\u9898\u3002\u8fd9\u4e2a\u53d8\u66f4\u7acb\u5373\u751f\u6548\uff0c\u4f46\u5370\u592e\u884c\u6ca1\u6709\u8bf4\u660e\u7d27\u6025\u5b9e\u65bd\u8be5\u6846\u67b6\u7684\u539f\u56e0\u3002<\/p>\n<figure id=\"attachment_294208\" aria-describedby=\"caption-attachment-294208\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-294209\" src=\"https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg\" alt=\"Sawant Singh\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh.jpg 400w, https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-240x300.jpg 240w, https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Sawant_Singh-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294208\" class=\"wp-caption-text\"><strong>Sawant Singh<\/strong><br \/>\u5408\u4f19\u4eba<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u300a\u59a5\u534f\u6027\u7ed3\u7b97\u548c\u6280\u672f\u6027\u6838\u9500\u6846\u67b6\u300b\u9002\u7528\u4e8e\u5370\u592e\u884c\u76d1\u7ba1\u7684\u6240\u6709\u5b9e\u4f53\uff08\u53d7\u76d1\u7ba1\u5b9e\u4f53\uff09\u3002\u8be5\u6846\u67b6\u5141\u8bb8\u53d7\u76d1\u7ba1\u5b9e\u4f53\u4e0e\u88ab\u5f52\u7c7b\u4e3a\u6545\u610f\u8fdd\u7ea6\u8005\u6216\u6b3a\u8bc8\u6027\u501f\u6b3e\u4eba\u7684\u501f\u6b3e\u4eba\u8fbe\u6210\u59a5\u534f\u6027\u7ed3\u7b97\u6216\u6280\u672f\u6027\u6838\u9500\uff08\u5408\u79f0\u7ed3\u7b97\uff09\u3002\u8be5\u6846\u67b6\u5c06\u59a5\u534f\u6027\u7ed3\u7b97\u5b9a\u4e49\u4e3a\u53d7\u76d1\u7ba1\u5b9e\u4f53\u7ecf\u8c08\u5224\u540e\u4e0e\u501f\u6b3e\u4eba\u8fbe\u6210\u7684\u5b89\u6392\uff0c\u4ee5\u5b8c\u5168\u6e05\u507f\u53d7\u76d1\u7ba1\u5b9e\u4f53\u5bf9\u501f\u6b3e\u4eba\u7684\u503a\u6743\u3002\u7ed3\u7b97\u5fc5\u987b\u4ee5\u73b0\u91d1\u5f62\u5f0f\u8fdb\u884c\u3002\u7ed3\u7b97\u53ef\u80fd\u9700\u8981\u53d7\u76d1\u7ba1\u5b9e\u4f53\u727a\u7272\u90e8\u5206\u5230\u671f\u91d1\u989d\uff0c\u5e76\u76f8\u5e94\u653e\u5f03\u5bf9\u501f\u6b3e\u4eba\u7684\u503a\u6743\u3002\u6280\u672f\u6027\u6838\u9500\u6307\u4ec5\u51fa\u4e8e\u4f1a\u8ba1\u76ee\u7684\u5168\u90e8\u6216\u90e8\u5206\u6838\u9500\u4e0d\u826f\u8d44\u4ea7\uff0c\u800c\u4e0d\u653e\u5f03\u5bf9\u501f\u6b3e\u4eba\u7684\u503a\u6743\u3002<\/p>\n<p style=\"text-align: justify;\">\u8be5\u7b49\u7ed3\u7b97\u4e0d\u4f1a\u5f71\u54cd\u9488\u5bf9\u501f\u6b3e\u4eba\u7684\u4efb\u4f55\u73b0\u6709\u5211\u4e8b\u8bc9\u8bbc\u3002\u7ed3\u7b97\u8fd8\u5fc5\u987b\u9075\u5b88\u4efb\u4f55\u5176\u4ed6\u9002\u7528\u6cd5\u5f8b\u3002\u5982\u679c\u8ffd\u507f\u8bc9\u8bbc\u7a0b\u5e8f\u672a\u4e86\u7ed3\uff0c\u6cd5\u9662\u6216\u6cd5\u5ead\u5fc5\u987b\u540c\u610f\u7ed3\u7b97\u3002<\/p>\n<p style=\"text-align: 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justify;\">\u5ba1\u8bae\u7ed3\u7b97\u65b9\u6848\u7684\u59d4\u5458\u4f1a\uff0c\u5176\u6210\u5458\u4e0d\u5f97\u5305\u62ec\u6700\u521d\u6279\u51c6\u8d37\u6b3e\u7684\u804c\u5458\u3002\u4e0e\u6b3a\u8bc8\u6027\u501f\u6b3e\u4eba\u6216\u6545\u610f\u8fdd\u7ea6\u8005\u8fbe\u6210\u7684\u7ed3\u7b97\u65b9\u6848\u9700\u8981\u7ecf\u8fc7\u8463\u4e8b\u4f1a\u6279\u51c6\u3002<\/p>\n<figure id=\"attachment_294203\" aria-describedby=\"caption-attachment-294203\" style=\"width: 200px\" class=\"wp-caption alignright\"><img class=\"wp-image-294204\" src=\"https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg\" alt=\"Tightened norms for financial institutions\" width=\"200\" height=\"250\" srcset=\"https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava.jpg 400w, https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-240x300.jpg 240w, https:\/\/beta3.law.asia\/wp-content\/uploads\/2022\/03\/Phoenix_Legal_Aditya_Bhargava-336x420.jpg 336w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><figcaption id=\"caption-attachment-294203\" class=\"wp-caption-text\"><strong>Aditya Bhargava<\/strong><br \/>\u5408\u4f19\u4eba<br \/>Phoenix Legal<\/figcaption><\/figure>\n<p style=\"text-align: justify;\">\u7ed3\u7b97\u4e0d\u4f1a\u5f71\u54cd\u53d7\u76d1\u7ba1\u5b9e\u4f53\u4e0e\u501f\u6b3e\u4eba\u5c31\u65e5\u540e\u53d8\u73b0\u6216\u6536\u56de\u8d37\u6b3e\u8fbe\u6210\u7684\u4efb\u4f55\u5408\u540c\u5b89\u6392\uff0c\u53ea\u8981\u8be5\u7b49\u503a\u6743\u5728\u53d7\u76d1\u7ba1\u5b9e\u4f53\u7684\u8d44\u4ea7\u8d1f\u503a\u8868\u5185\u5f97\u5230\u786e\u8ba4\u76f4\u81f3\u5b9e\u9645\u53d8\u73b0\u3002\u5982\u679c\u4efb\u4f55\u8be5\u7b49\u503a\u6743\u5f97\u5230\u5982\u6b64\u786e\u8ba4\uff0c\u5c06\u88ab\u89c6\u4e3a\u503a\u52a1\u91cd\u7ec4\u3002<\/p>\n<p style=\"text-align: justify;\">\u51b7\u9759\u671f\u9002\u7528\u4e8e\u4f5c\u4e3a\u7ed3\u7b97\u5bf9\u8c61\u7684\u501f\u6b3e\u4eba\u7684\u4efb\u4f55\u65b0\u4fe1\u8d37\u98ce\u9669\u3002\u9664\u6d89\u53ca\u519c\u4e1a\u4fe1\u8d37\u7684\u98ce\u9669\u655e\u53e3\u5916\uff0c\u5176\u4ed6\u98ce\u9669\u655e\u53e3\u7684\u6700\u77ed\u51b7\u9759\u671f\u4e3a12\u4e2a\u6708\u3002\u53d7\u76d1\u7ba1\u5b9e\u4f53\u7684\u8463\u4e8b\u4f1a\u53ef\u4ee5\u89c4\u5b9a\u66f4\u957f\u7684\u671f\u9650\u3002\u6280\u672f\u6027\u6838\u9500\u7684\u671f\u9650\u5c06\u6309\u7167\u53d7\u76d1\u7ba1\u5b9e\u4f53\u8463\u4e8b\u4f1a\u6279\u51c6\u7684\u653f\u7b56\u6267\u884c\u3002<\/p>\n<p style=\"text-align: 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style=\"text-align: justify;\">\u8be5\u6846\u67b6\u975e\u5e38\u5168\u9762\uff0c\u53ca\u65f6\u660e\u786e\u4e86\u53d7\u76d1\u7ba1\u5b9e\u4f53\u5982\u4f55\u8fdb\u884c\u7ed3\u7b97\u548c\u6280\u672f\u6027\u6838\u9500\u3002\u5bf9\u4e8e\u56fd\u6709\u94f6\u884c\u800c\u8a00\uff0c\u8fd9\u975e\u5e38\u5fc5\u8981\uff0c\u5b83\u63d0\u4f9b\u4e86\u4e00\u79cd\u89e3\u51b3\u4e0d\u826f\u8d37\u6b3e\u7684\u673a\u5236\uff0c\u800c\u65e0\u9700\u62c5\u5fc3\u4e0d\u65ad\u53d7\u5230\u76d1\u7ba1\u673a\u6784\u95ee\u8be2\u548c\u8c03\u67e5\u3002<\/p>\n<p style=\"text-align: justify;\">\u867d\u7136\u8be5\u6846\u67b6\u89c4\u5b9a\u4e86\u62a5\u544a\u673a\u5236\uff0c\u4f46\u5b83\u6ca1\u6709\u63d0\u5230\u8fc7\u5ea6\u6280\u672f\u6027\u6838\u9500\u7684\u9053\u5fb7\u98ce\u9669\uff0c\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u4ece\u4f1a\u8ba1\u89d2\u5ea6\u6765\u770b\uff0c\u6536\u56de\u5df2\u88ab\u9002\u5f53\u6838\u9500\u7684\u8d37\u6b3e\u5c31\u79f0\u4e3a\u975e\u6b63\u5e38\u5229\u6da6\u7684\u6765\u6e90\u3002\u8be5\u6846\u67b6\u662f\u4e00\u4e2a\u826f\u597d\u7684\u5f00\u7aef\uff0c\u4f46\u5fc5\u987b\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\u4e0d\u65ad\u5b8c\u5584\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #808080;\"><strong>Sawant Singh\u548cAditya Bhargava\u662fPhoenix Legal\u5f8b\u5e08\u4e8b\u52a1\u6240\u5408\u4f19\u4eba\u3002<\/strong><\/span><\/p>\n<section class=\"format-info\">\n<p style=\"text-align: justify;\"><strong><img class=\"aligncenter wp-image-112220\" src=\"https:\/\/beta3.law.asia\/wp-content\/uploads\/2019\/10\/Phoenix-Legal-Logo.jpg\" alt=\"resolution\" width=\"260\" height=\"81\" \/>Phoenix Legal<\/strong><br \/>\nSecond Floor 254, Okhla Industrial<br \/>\nEstate Phase III New Delhi \u2013 110 020<br \/>\nIndia<br \/>\nVaswani Mansion, 3\/F<br \/>\n120 Dinshaw Vachha Road,<br \/>\nChurchgate Mumbai \u2013 400 020<br \/>\nIndia<br \/>\n<b> \u8054\u7cfb\u65b9\u5f0f<\/b><br \/>\n\u7535\u8bdd\uff1a +91 11 4983 0000<br \/>\n+91 22 4340 8500<br \/>\n\u7535\u5b50\u90ae\u4ef6\uff1a<a href=\"mailto:delhi@phoenixlegal.in\">delhi@phoenixlegal.in<\/a><br \/>\n<a href=\"mailto:mumbai@phoenixlegal.in\">mumbai@phoenixlegal.in<\/a><\/p>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u5370\u5ea6\u50a8\u5907\u94f6\u884c\uff08\u5370\u592e\u884c\uff092023\u5e746\u6708\u53d1\u5e03\u7684\u300a\u53d1\u5c55\u4e0e\u76d1\u7ba1\u653f\u7b56\u58f0\u660e\u300b\u6307\u51fa\uff0c\u867d\u7136 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